A Turkish property listing is a regulated document rather than a free-form advertisement, and the terms in it that mislead foreign buyers are mostly the ones Turkish law defines precisely somewhere else. The Regulation on Real Estate Trade requires an agency listing to carry the ada and parsel numbers, the occupancy permit position and a statement of whether any mortgage or lien exists, so the listing already owes a buyer most of the answers usually chased by email. The square metre figure is the widest gap, because the Planned Areas Zoning Regulation defines six separate areas for one apartment and no rule obliges a listing to say which of them it quotes, while all six are recorded in the approved architectural project annexed to the building permit. An advertised building age is the second gap, since the earthquake code that governed a building's design is fixed by its permit date and the Turkish Building Earthquake Code has applied only to permits issued from 1 January 2019. Three further labels behave differently from how they read, because krediye uygun describes the building's paperwork rather than the buyer's borrowing capacity, kiracılı leaves a buyer with the rent and a one-month notice deadline instead of the keys, and denize sıfır describes a position the Coastal Law does not allow for housing, given that buildings may come no closer than 50 metres to the shore edge line. Aidat appears as one monthly figure although the Condominium Law splits building costs on two different keys, one shared equally between flats and one calculated on each flat's land share. Sorting a listing into the fields that bind the seller, the fields defined elsewhere and the phrases carrying no legal content at all takes a couple of minutes and changes every question worth sending to the agent.
What a Turkish property listing is legally required to contain
A property listing published by a licensed Turkish estate agency must show the agency's authorisation certificate number, the province, district, neighbourhood, ada (block) and parsel (plot) numbers, and the full information set listed in Article 15/3 of the Taşınmaz Ticareti Hakkında Yönetmelik (Regulation on Real Estate Trade). The regulation adds one instruction about presentation, and the wording of Article 14/2/(i) is exact: those items must appear "kolay okunabilir şekilde", in easily readable form.
Article 15/3 is the part foreign buyers never reach, because it sits in the article on authorisation contracts rather than the article on advertising. Article 14/2/(i) pulls it into the listing by reference. The result is that an agency listing in Turkey is legally supposed to answer most of the questions a foreign buyer normally emails the agent to ask.
| Field required in an agency listing | Regulation reference | What its absence tells you |
|---|---|---|
| Authorisation certificate number and trading name | Article 14/2/(i) | The publisher may not hold a certificate, or may be hiding which business it belongs to |
| Province, district, neighbourhood, ada and parsel | Article 14/2/(i) | The one field that opens a public land record is missing |
| Planning status and occupancy permit status | Article 15/3/(a) | The building's iskan position is undisclosed, which is the single most expensive unknown in a Turkish purchase |
| Title deed record, cins (recorded nature) and address | Article 15/3/(b) | You cannot tell whether the deed describes a flat, a share, or bare land |
| Size, age and actual use | Article 15/3/(c) | Basic, and usually present, though the regulation does not say which size |
| Floor, aspect and view | Article 15/3/(ç) | Usually present |
| Approximate distance to public transport stops | Article 15/3/(d) | Rarely present in listings aimed at foreign buyers |
| Approximate distance to social and cultural venues | Article 15/3/(e) | Rarely present |
| Number of rooms, salon, bathrooms, toilets and balconies with their approximate sizes | Article 15/3/(f) | The counts appear, the sizes almost never do |
| Apartment, complex, building or detached status and shared facilities | Article 15/3/(g) | Usually present, often exaggerated |
| For land, the share, the emsal (floor area ratio) and permitted building height | Article 15/3/(ğ) | Decisive for a plot purchase and frequently missing |
| Whether a mortgage, lien or similar restriction exists on the property | Article 15/3/(h) | The listing is silent on encumbrances that travel with the property |
Two limits keep this honest. The obligation binds businesses holding a Taşınmaz Ticareti Yetki Belgesi (real estate trading authorisation certificate) and their contracted businesses, so a listing published by an owner personally sits outside Article 14. And compliance across the Turkish market is uneven; the rule describes what a listing owes you, not what every listing contains. When a field is missing, the accurate reading is that the listing is incomplete, not that the property has a problem.
Which listing fields are legally defined, which are marketing, and which you can check yourself
Every line in a Turkish property listing falls into one of three groups, and the group decides what you should do about it. Some fields are required by the Regulation on Real Estate Trade and their absence is itself a finding. Some have a precise legal definition somewhere else in Turkish law that the listing is under no obligation to follow. Some have no legal content at all and cannot be relied on by anyone.
Sorting a listing this way takes about two minutes and changes which questions you send the agent.
| Group | Examples | What the group means | What to do |
|---|---|---|---|
| Required by the advertising rules | Ada and parsel, occupancy permit status, mortgage or lien, authorisation certificate number | The regulation obliges the agency to publish it | Ask for it directly; the agency has no lawful basis for withholding it |
| Defined elsewhere, not required in the listing | The square metre figure, the building's age, "krediye uygun", "kat irtifakı" | A definition exists in planning, condominium or banking rules, but the listing may use the word loosely | Ask which definition the listing is using |
| No legal definition at all | "Denize sıfır", "yatırımlık", "lüks", "rezidans", "full eşyalı" | Nobody can be held to the phrase | Convert it into a measurable question or ignore it |
A worked sort makes the difference visible. A Mahmutlar listing reading "2+1, 110 m², denize sıfır, krediye uygun, iskanlı, aidat 1.500 TL", quoted as of September 2026, contains one group-one claim that can be verified at the registry if the ada and parsel are given, two group-two claims that need a definition before they mean anything, and one group-three phrase that means only "near the sea".
What does 2+1 mean in a Turkish property listing?
In a Turkish listing, 2+1 means two bedrooms plus one salon, which is the main living room, so a 2+1 is a two-bedroom apartment and not a three-room one. The figure before the plus counts bedrooms; the figure after it counts salons. A 1+0 is a studio where the sleeping and living space are one room, a 1+1 has one bedroom and one salon, a 3+1 has three bedrooms, and a 4+2 has four bedrooms and two salons.
The kitchen never appears in the formula. Where a listing says "amerikan mutfak", the kitchen is open to the salon rather than a separate room, which is common in Alanya district stock built after 2010. Bathrooms are quoted separately, usually as "banyo" for a full bathroom and "tuvalet" for a WC.
The room formula is, in fact, the least informative of the legally required interior fields. Article 15/3/(f) of the Regulation on Real Estate Trade requires the number of rooms, salon, bathrooms, toilets and balconies together with their approximate sizes. The counts survive into almost every listing. The sizes almost never do, and the sizes are what distinguish two apartments carrying the same label.
Two Oba apartments, both advertised as 2+1 at 110 m², can be built very differently. In the first, the salon runs to 38 m² and the two bedrooms are 11 m² each, which suits a couple who entertain and struggles as a family home. In the second, the salon is 22 m² and the bedrooms are 16 m² each, which reverses that outcome entirely. Both listings are accurate. Only the second set of numbers tells you what you are buying, and Turkish law already says the agency should publish them.
Brüt or net: which square metre figure is a Turkish listing quoting?
Turkish planning law defines six separate areas for a single apartment, and a property listing is not required to say which one its square metre figure refers to. The Planlı Alanlar İmar Yönetmeliği (Planned Areas Zoning Regulation) sets out four areas for an independent unit in Article 4/1/(ğ) and two more for its eklenti, the storeroom or annexe belonging to that unit, in Article 4/1/(v). The Regulation on Real Estate Trade, meanwhile, asks only for "büyüklüğü", the size, in Article 15/3/(c). The gap between those two provisions is where most confusion about Turkish floor areas lives.
The six definitions are precise, and four of them exclude things a foreign buyer assumes are included.
| Area in the Planned Areas Zoning Regulation | What it covers | What it leaves out |
|---|---|---|
| Bağımsız bölüm brüt alanı (unit gross area) | The area enclosed by the unit's outer contours, with internal contours taken at the centre axis of the wall | Shafts, light wells, air ducts and gallery voids |
| Bağımsız bölüm net alanı (unit net area) | The clean area between the walls, including internally connected rooms | Balconies, open projections, floor and roof terraces, roof gardens, any space open on at least one side, columns, flues, light wells, plant rooms, spaces under stairs lower than 1.80 metres, annexes and all common areas |
| Bağımsız bölüm toplam brüt alanı (total gross area) | Unit gross area plus the gross area of its annexes | Common areas |
| Bağımsız bölüm genel brüt alanı (general gross area) | Total gross area plus the unit's share of the common areas | Nothing further; this is the largest of the four |
| Eklenti brüt alanı (annexe gross area) | The gross area of a separately entered space belonging only to that unit | Spaces reached from inside the unit, which count as part of the unit |
| Eklenti net alanı (annexe net area) | The clean area between the walls of that annexe | Its own wall thicknesses |
The practical consequence is that three different square metre figures can all be true of the same apartment. Take a Mahmutlar two-bedroom flat whose approved project records a unit gross area of 110 m². Because the net area definition explicitly excludes balconies and every space open on at least one side, a 12 m² balcony drops out of the net figure, as do the columns, flues and internal wall thicknesses. A net area in the mid-eighties is an ordinary outcome for that layout. Add the flat's share of the stairwell, lobby, lift shaft and corridors, and the general gross area can exceed 125 m². A seller quoting 128 m², an agency quoting 110 m² and a surveyor quoting 85 m² may be describing one apartment without anyone misstating anything.
No general percentage should be attached to that spread. English-language articles on Turkish floor areas circulate a gap of fifteen to thirty per cent without citing a source, and the real difference depends on how much balcony, how many columns and how much common area a specific building carries. The reliable move is not to apply a discount but to ask which of the six areas the listing quotes, and then to ask for the document where all six are written down.
Why a Turkish title deed cannot confirm the square metres in a listing
A Turkish title deed does not state the floor area of an apartment, so no square metre figure in a listing can be checked against the deed. Under the Kat Mülkiyeti Kanunu (Condominium Law, Law 634), a flat held under kat mülkiyeti (full condominium ownership) occupies its own page in the kat mülkiyeti kütüğü, and Article 13/4 states that each independent unit registered there acquires the character of a separate immovable. What that page records is the unit number from the approved plan and its arsa payı, the land share. Where the building is still under kat irtifakı (construction servitude), Article 14/2 places the flat's number in the beyanlar column of the land's own registry sheet rather than on a page of its own. Neither route produces a floor area.
The areas do exist on an official document, and Turkish planning law says exactly which one. Article 57/3 of the Planned Areas Zoning Regulation requires that, for every independent unit, the unit net area, the annexe net area, the unit gross area, the annexe gross area, the general gross area and the total gross area all be shown in the ruhsat eki onaylı mimari proje, the approved architectural project annexed to the building permit. The same provision requires those figures to conform to the Article 4 definitions, to the zoning plan and to the title deed records.
That converts a vague request into a specific one. Asking a seller "is that net or gross?" invites an opinion. Asking for the ruhsat eki onaylı mimari proje asks for the document on which all six figures are already recorded and legally required to be consistent. A seller who has held the flat since construction usually has it; a developer certainly does. If the building predates the permit system or was regularised later, the absence of an approved project is itself the answer to a different question.
What the ada and parsel numbers in a listing let you check
The ada (block) and parsel (plot) numbers identify the land a building stands on, and they are the only mandatory listing field that opens a public record. The Tapu Sicili Tüzüğü (Land Registry Regulation) makes this concrete in Article 16/4, which requires a registry query to be made using either an identity number or the ada and parsel numbers. Without them, a foreign buyer has no way into the record at all; with them, the parcel becomes searchable through the Tapu ve Kadastro Genel Müdürlüğü's public parcel enquiry service.
Run the check in four steps.
- Read the il, ilçe, mahalle, ada and parsel from the listing, and ask for them in writing if any part is missing.
- Open the Tapu ve Kadastro Genel Müdürlüğü parcel enquiry service at parselsorgu.tkgm.gov.tr and enter the province, district, neighbourhood, ada and parsel.
- Compare the parcel's recorded nitelik, its registered nature, with what the listing describes.
- Compare the parcel's surface area and boundaries with the site plan the seller shows you.
What the enquiry returns is a parcel record rather than a property file. It carries the province, district and neighbourhood, the ada and parsel numbers, the pafta or map sheet reference, the surface area in square metres and the parcel's recorded nitelik, alongside a cadastral outline and aerial imagery of the plot. Those items are enough to answer a narrow but decisive question, which is whether the land described in the listing exists where the listing says it does and carries the character the listing implies.
The mismatches this surfaces are specific. A listing headed "villa" whose parcel is recorded as arsa, bare building land, tells you that no completed building has been entered against that parcel, which is a question for the seller rather than a verdict. A parcel far smaller than the complex shown in the photographs suggests the complex spans more than one parcel, and you need to know which one your unit sits on. A parcel in a different neighbourhood from the one the listing names raises the geography question before you travel.
One limit matters. The public parcel enquiry shows the parcel, not who owns it. Ownership sits behind identity verification, because Article 1020 of the Türk Medeni Kanunu (Civil Code) opens the land register to anyone who can make an interest credible, and the e-Devlet services that display a title deed record require identity authentication. Checking the parcel is a screening step, not a substitute for the registry work that happens before a transfer.
What does "iskanlı" mean in a Turkish listing, and what does "iskansız" cost?
İskan, formally the yapı kullanma izin belgesi or occupancy permit, is a finding that a completed building matches its permit and its annexed project, not a certificate of quality. Article 30 of the İmar Kanunu (Zoning Law, Law 3194) puts it plainly, requiring for the use of a completed building a determination that "yapının ruhsat ve eklerine uygun olduğu ve kullanılmasında fen bakımından mahzur görülmediğinin tespiti", that the building conforms to its permit and annexes and that no technical objection arises from its use. Article 15/3/(a) of the Regulation on Real Estate Trade makes the planning and occupancy permit position a mandatory listing field, which is why its absence from a listing is worth noticing.
The cost of iskansız stock is written into the Zoning Law rather than left to practice. Article 31 states that buildings without an occupancy permit "izin alınıncaya kadar elektrik, su ve kanalizasyon hizmetlerinden ve tesislerinden faydalandırılmazlar", meaning they are not supplied with electricity, water or sewerage services until the permit is obtained. An apartment running on a temporary supply is therefore in a regulatory position, not merely an inconvenient one.
Two details in the same articles change the question a buyer should ask. Article 30 allows a permit for the completed parts of a building, so partial occupancy permits exist and a single complex can hold permitted and unpermitted blocks at once. Article 31 closes the loop by adding that units which have obtained their permit do receive those services. The useful question is therefore not whether the site has iskan but whether your bağımsız bölüm does.
The title deed carries a related signal. Article 3/3 of the Condominium Law converts kat irtifakı into kat mülkiyeti on the strength of an occupancy permit issued for the whole building. A deed still reading kat irtifakı is a reason to ask about the permit, not proof that none exists, because the conversion can also wait on a request that nobody has made. The same provision gives a buyer a lever that rarely appears in English-language material, since it allows the conversion to be started by any one of the kat irtifakı holders rather than only by the developer.
Why "Yapı Kayıt Belgesi" in a listing is not the same as an occupancy permit
A Yapı Kayıt Belgesi, the building registration certificate issued under Turkey's 2018 imar barışı or building amnesty, records an unpermitted building; it does not certify that the building complies with anything. Provisional Article 16 of the Zoning Law, added by Law 7143 of 11 May 2018, describes the scheme as registering buildings that were built without a permit or contrary to their permit, and it registers them "yapı sahibinin beyanına göre", according to the declaration of the building's owner. The declaration is the owner's, not an inspector's.
Three features of the certificate matter to a buyer, and all three are in the article itself.
- Utilities under the certificate are temporary. The provision allows water, electricity and natural gas to be connected "geçici olarak", temporarily, which is a different legal position from the permanent supply that follows an occupancy permit under Article 31.
- The certificate has an end date built into it. Provisional Article 16 states that a Yapı Kayıt Belgesi is valid until the building is rebuilt or until an urban transformation scheme is applied to it.
- The scheme is closed to later construction. Only buildings completed before 31 December 2017 qualified, and applications closed on 31 October 2018, so no building put up since then can hold one.
One widely repeated claim about amnesty buildings is wrong, and the article says so directly. English and Turkish sources frequently state that a building holding only a Yapı Kayıt Belgesi can never move to kat mülkiyeti because it cannot obtain an occupancy permit. Provisional Article 16 provides the opposite, allowing a change of cins and the establishment of kat mülkiyeti "yapı kullanma izin belgesi aranmaksızın", without an occupancy permit being sought, on three conditions. The building must hold a Yapı Kayıt Belgesi, every owner must consent, and areas falling within public service zones on the development plan must be ceded. Where that route is used, the registration fee is doubled.
The consent condition is the one that stalls real buildings. A Turkish coastal block with forty owners spread across eight countries needs all forty signatures, and a single unreachable owner holds the conversion indefinitely. In the Alanya district of Antalya province, where a significant share of older stock sits on certificates rather than permits, that arithmetic decides whether a flat can ever be mortgaged or converted. The Constitutional Court has also annulled parts of Provisional Article 16 in decisions dated 24 September 2020 and 23 July 2024, which is a further reason to have a lawyer read the specific certificate rather than the scheme in general.
Why a building's age in a Turkish listing does not tell you its earthquake code
The earthquake regulation that governed a building's design is fixed by the date of its yapı ruhsatı, its building permit, and not by the year the building was finished or sold. The Türkiye Bina Deprem Yönetmeliği (Turkish Building Earthquake Code) was published in the Official Gazette of 18 March 2018, issue 30364 (repeated issue), and its own Article 5 states that it entered into force on 1 January 2019. Article 4 of the same code repealed the 2007 Deprem Bölgelerinde Yapılacak Binalar Hakkında Yönetmelik that governed everything permitted before that date.
A Turkish listing usually gives a single number, the bina yaşı or building age, and that number can stand for any of three different dates.
| Date | What it is | What it governs |
|---|---|---|
| Yapı ruhsatı tarihi (building permit date) | The date the municipality issued the construction permit | Which earthquake code the structural design had to satisfy |
| Fiili bitiş (actual completion) | The date construction physically stopped | Nothing in law; this is the date listings usually imply |
| Yapı kullanma izni tarihi (occupancy permit date) | The date the occupancy permit was issued | The legal completion date, and the start of permanent utility supply |
The third row is not an interpretation. Article 31 of the Zoning Law opens with the sentence "İnşaatın bitme günü, kullanma izninin verildiği tarihtir", the completion day of the construction is the date the occupancy permit was given. Turkish law therefore already holds a definition of a building's age, and it is not the one a listing uses.
The arithmetic is worth running on a real pattern. A block in the Kestel neighbourhood of Alanya permitted in 2017, finished in 2020 and granted its occupancy permit in 2021 will be advertised in 2026 as five or six years old. Its structural design was governed by the 2007 regulation, because the permit predates 1 January 2019 by roughly two years. A neighbouring block permitted in March 2019 and finished in 2022 is advertised as four years old and was designed under the current code. The newer-looking building is the older one in the sense that matters.
Two limits belong with that finding. A building permitted before 2019 is neither unlawful nor unsafe; it was built under the code in force at the time, which is the normal position of most housing stock in any country. And the current code is not confined to new construction, since its Article 1 also covers the assessment and strengthening of existing buildings under earthquake action, so a structural assessment of an older building is a defined procedure rather than an improvisation. The question to put to a seller is simply the permit date, which appears on the yapı ruhsatı itself.
Why "krediye uygun" in a listing says nothing about whether you can borrow
Krediye uygun, literally suitable for credit, describes the building's paperwork rather than the buyer's eligibility, so it means a bank could lend against the property and not that a bank will lend to you. For a Turkish bank to take a mortgage over an apartment, the flat generally needs to exist as a separate immovable under kat mülkiyeti and the building needs its occupancy permit, which is why the phrase travels with iskanlı in listings.
The second half of the phrase concerns valuation, and it is where foreign buyers most often miscalculate. On a mortgaged purchase the bank requires an ekspertiz raporu prepared by a valuation company licensed by the Sermaye Piyasası Kurulu (Capital Markets Board), and the loan is calculated on the appraised value rather than on the price the parties agreed. The Tapu ve Kadastro Genel Müdürlüğü removed the general requirement to produce a valuation report during ordinary sales to foreign buyers through its Circular 2024/4, issued on 3 June 2024 and effective from 13 June 2024, leaving it mandatory for citizenship and residence permit applications. That removal does not reach mortgaged purchases, because there the report returns as the lender's own condition.
The gap that creates is equity, not debt. An Oba apartment listed at EUR 150,000, which is roughly TRY 8.45 million at the Türkiye Cumhuriyet Merkez Bankası buying rate of 56.3113 for the euro on 10 September 2026, may be appraised at EUR 135,000. Every lending ratio the bank applies is then applied to EUR 135,000, and the EUR 15,000 difference has to come from the buyer on top of whatever deposit the loan terms require. A buyer who budgets from the asking price rather than the appraisal arrives at the transfer short.
Whether a non-resident foreign buyer can obtain a Turkish mortgage at all is a separate question that depends on the bank, the income documentation and the nationality, and no listing speaks to it.
What "kiracılı" does to your move-in date
Selling a tenanted apartment does not end the tenancy, because Article 310 of the Türk Borçlar Kanunu (Code of Obligations, Law 6098) provides that where a leased property changes hands after the lease was made, the new owner becomes a party to the lease agreement. A listing marked kiracılı, tenanted, is therefore offering you the rent from the date of transfer and not the keys.
Recovering the property for your own use runs on a timetable the Code sets out in Article 351. A person who acquires a leased property and has a genuine need to use it as a home or workplace for themselves, their spouse, their descendants, their ascendants or others they are legally obliged to support may end the lease through a court action brought six months later, on condition that they notify the tenant in writing within one month of the acquisition date. The same article offers an alternative route, allowing the action to be brought within one month of the end of the lease term instead.
The calendar is unforgiving about the first month. A buyer who completes on 15 March 2026 must serve written notice on the tenant by 15 April 2026, and may bring the action from 15 September 2026 onwards. Missing the one-month notice does not end the buyer's rights, since the end-of-term route in the second paragraph remains, but it can push occupation well past the season the buyer had in mind. Turkish law sets the notice period and the waiting period; it does not set how long the resulting case takes, and no honest estimate of that can be drawn from the statute.
Three documents belong in the request to the seller before a tenanted purchase, namely the written lease, the record of the deposit, and the payment history showing what the tenant actually pays against what the listing claims.
The words in Turkish property listings that have no legal definition
Six of the phrases repeated most often in Turkish listings appear nowhere in Turkish legislation, which means no seller, agency or portal can be held to them. They are not dishonest by themselves; they are simply empty of content until someone converts them into a measurement. One of them is worth more attention than the rest, because Turkish coastal law contradicts the ordinary reading of it.
"Denize sıfır", literally zero to the sea, describes a position that the Kıyı Kanunu (Coastal Law, Law 3621) does not permit for housing. Article 4 defines the sahil şeridi, the shore strip, as the area extending inland from the kıyı kenar çizgisi, the shore edge line, by at least 100 metres. Article 5 then provides that buildings constructed in shore strips may approach the shore edge line by no more than 50 metres, and that the area between that setback and the shore edge line may be used only for pedestrian paths, promenades, resting, viewing and recreational purposes. The same article states that the shore is under the state's dominion, that it is open to everyone's equal and free use, and that public benefit takes priority in the use of shores and shore strips. A residential building literally at the water is not what the statute contemplates, and the phrase in practice means close.
Three qualifications keep that accurate. The shore edge line is determined parcel by parcel through a procedure the Coastal Law sets out separately, so no distance can be assumed from a photograph. Article 5 allows a shore strip to be set deeper than 100 metres where local uses and natural thresholds require it, meaning 100 metres is a floor rather than a figure. And the law carries distinct regimes for buildings predating its 1992 amendments and for village settlement areas, so an existing building close to the water is not evidence of a breach.
| Listing phrase | Literal meaning | What it does not guarantee | What to ask instead |
|---|---|---|---|
| Denize sıfır | Zero to the sea | Any particular distance, and not a position inside the statutory setback | The walking distance in metres, and the ada and parsel so the shore edge line can be located |
| Villa | Villa | A detached house on its own parcel; in Alanya this frequently means a unit inside a complex held under kat irtifakı | The cins on the title deed and whether the unit has its own parsel |
| Rezidans | Residence | Any defined standard, service level or facility | A written list of the facilities and who operates them |
| Lüks, yatırımlık | Luxury, investment-grade | Any specification or any return | The specification schedule, and for yield the actual rents achieved |
| Full eşyalı | Fully furnished | That the furniture transfers, since furniture is not part of the immovable | An itemised inventory annexed to the sales contract |
| Sıfır | Zero, meaning brand new | That the building is newly permitted, only that the unit has not been lived in | The building permit date |
What the aidat figure in a Turkish listing is and is not
The aidat figure in a listing is the current year's decision of the kat malikleri kurulu, the owners' assembly, and it does not bind a future owner or stay fixed. What makes it harder to read than a service charge elsewhere in Europe is that the Condominium Law splits building costs across two different keys in the same article, so two apartments of identical size in the same block can lawfully pay different amounts.
Article 20/1 of the Condominium Law sets both keys explicitly. Under subparagraph (a), each owner contributes equally to the costs of the kapıcı, kaloriferci, bahçıvan and bekçi, the caretaker, boiler operator, gardener and watchman, and to the advances collected for them. Under subparagraph (b), each owner contributes in proportion to their own arsa payı, their land share, to the building's insurance premiums, to the maintenance, protection, strengthening and repair of all common areas, to the manager's salary and to the operating costs of shared facilities.
That split produces results foreign buyers do not expect. Consider two 110 m² flats in one Tosmur block, one on the ground floor with an arsa payı of 20/1000 and one on the top floor with 28/1000. Both pay exactly the same share of the caretaker's wages. The top-floor flat pays forty per cent more than the ground-floor flat towards the building's insurance, its lift maintenance, its facade repairs and its pool running costs. A listing quoting a single monthly figure cannot tell you which of the two positions you are buying, and the land share is fixed at the outset by Article 3/2 of the same law and does not change when the flat's value does.
Two further provisions close off assumptions. Article 20/1/(c) states that an owner cannot avoid the charge by renouncing the right to use common areas or facilities, or by arguing that their unit has no need of them, which removes the "I will never use the pool" discount. Article 20/2 sets late payment compensation at five per cent per month for an owner who fails to pay the full charge or advance.
Unpaid charges left by a previous owner need care rather than alarm. Article 22 of the Condominium Law does not make the seller's arrears the buyer's personal debt; what it provides is that where the debt cannot be collected, a statutory mortgage can be registered against the flat in favour of the other owners, and that their claim ranks with priority. A registered statutory mortgage is a charge on the property and travels with it. The correct step is to read the takyidat list of encumbrances on the deed and to have the contract record that no service charge arrears remain, rather than to assume either that the debt follows or that it vanishes.
Ask the building manager for two documents before committing, namely the işletme projesi, the annual operating budget the assembly approved, and the karar defteri, the minute book recording what the assembly has decided about major works.
How to check whether the listing was published by someone allowed to publish it
Only a business holding a Taşınmaz Ticareti Yetki Belgesi may publish a property listing in Turkey, and Article 14/2/(i) of the Regulation on Real Estate Trade requires the certificate number to appear in the listing itself. That number is publicly checkable, which makes it the fastest single verification available on a Turkish listing.
Check the publisher in three steps.
- Find the yetki belgesi numarası and the trading name in the listing, and treat their absence as the first finding.
- Query the number or the trading name through the Ticaret Bakanlığı's Taşınmaz Ticareti Bilgi Sistemi certificate enquiry screen, which is open to the public and requires no membership.
- Confirm that the trading name returned by the enquiry matches the name in the listing, rather than a related or similar business.
Four further obligations in the same regulation shape what a compliant Turkish listing looks like, and they are easier to notice once you know they exist.
- Portals may not admit uncertified businesses. Article 12/2/(b) obliges the operator of a listing platform to check the certificate through the Ministry's website or information system before granting membership.
- Portals must verify ownership or authority before publication. Article 12/2/(ç), added by the amendment published on 31 August 2023, requires the platform to verify, before publishing, that the property belongs to the member, or to the member's first or second degree blood relatives or spouse, or that the member has been authorised by the owner.
- Agencies may not advertise properties they do not hold. Article 14/2/(j) prohibits listing a property the business is not authorised to sell, market or let.
- Sold properties must come down within three days. Article 14/2/(h) requires the agency to end the listing within three days of the sale, the letting, the abandonment of the sale or letting, or the termination or expiry of the authorisation contract.
The last of those explains a pattern that frustrates foreign buyers. A listing still live for a flat that sold weeks ago is not merely stale housekeeping; it breaches Article 14/2/(h), and the same practice used to draw enquiries towards other stock is what Article 12/1 addresses when it prohibits misleading information and documents in listings. None of this makes a Turkish portal fraud-proof, because the regulation places the verification duty on the platform without prescribing how the verification is performed.
Why a Turkish listing rarely shows an energy rating, and what the rule actually says
Turkish law does require an Enerji Kimlik Belgesi, the energy identity certificate known as EKB, for a sale, and the owner must hand a copy to the buyer. Article 25/15 of the Binalarda Enerji Performansı Yönetmeliği (Regulation on Energy Performance in Buildings) states that "binalar veya bağımsız bölümlere ilişkin alım, satım ve kiraya verme ile ilgili iş ve işlemlerde enerji kimlik belgesi düzenlenmiş olması şartı aranır", that a certificate must have been drawn up for transactions involving the purchase, sale or letting of buildings or independent units, and that at the point of sale or letting the owner gives a copy of it to the buyer or tenant. For existing buildings the obligation has applied since 1 January 2020.
The certificate is the Turkish counterpart of the Energy Performance Certificate that a Dutch, German, Swedish or Danish buyer expects to see attached to any listing at home, and its near-absence from Turkish listings has a textual explanation. Article 14/2/(i) of the Regulation on Real Estate Trade requires energy identity information in the listing only "varsa", where it exists, so a listing without one is not automatically in breach of the advertising rules even though the sale itself requires the certificate.
Enforcement is a different matter from obligation, and the Ministry of Environment, Urbanisation and Climate Change is candid about the difference in its own published guidance on energy identity certificates for existing buildings. Monitoring by land registry directorates, municipalities and related institutions is described there as "planlanmaktadır", planned. The only sanction named is the transaction itself. No separate fine attaches to a building that has never obtained a certificate, and the same guidance clears up a common worry by confirming that an existing building does not have to install external insulation to qualify for one.
For a buyer, that produces a modest but real action. Ask for the EKB when the offer goes in rather than at the transfer, because the owner is the party obliged to produce it, and its energy class is the only comparable efficiency data a Turkish building will give you.
Reading one Alanya listing line by line
A complete pass over an ordinary Alanya listing produces thirteen fields, of which three are legally required and missing. Those three absences are what a reader trained on the regulation notices first, and they are the fields that would otherwise let a buyer verify everything else independently.
The listing that follows is constructed rather than copied, but every field in it appears in Turkish portal stock for the Alanya district of Antalya province, and its figures are stated as of September 2026.
Satılık Daire · Mahmutlar, Alanya · 2+1 · 110 m² · 3. kat · Bina yaşı 6 · Eşyalı · Denize 400 m · Aidat 1.500 TL (September 2026) · Krediye uygun · İskanlı · Site içerisinde, havuzlu · EUR 145.000 (September 2026)
| Field in the listing | Group | The question it generates |
|---|---|---|
| 2+1 | Defined elsewhere | Two bedrooms and one salon. What are the approximate room sizes that Article 15/3/(f) requires? |
| 110 m² | Defined elsewhere | Which of the six areas in the Planned Areas Zoning Regulation is this? Where is the approved architectural project? |
| Bina yaşı 6 | Defined elsewhere | What is the building permit date, and does it fall before or after 1 January 2019? |
| İskanlı | Required field | Does the occupancy permit cover this bağımsız bölüm, or only part of the building? |
| Krediye uygun | Defined elsewhere | Is the deed kat mülkiyeti, and what appraised value would a lender work from? |
| Aidat 1.500 TL | Defined elsewhere | What is this flat's arsa payı, and what do the operating budget and minute book show? |
| Denize 400 m | No definition needed here | A stated distance is measurable, unlike "denize sıfır"; check it on the map |
| Eşyalı | No legal definition | Which items transfer, and is there an inventory annexed to the contract? |
| Site içerisinde, havuzlu | Required field | Who operates the facilities, and what share of their running cost falls on this flat's land share? |
| EUR 145.000 | No definition | What figure will be declared on the deed, and what does the appraisal say? |
| Ada and parsel | Required and missing | Ask for them; Article 14/2/(i) requires them and the registry cannot be searched without them |
| Ipotek or haciz position | Required and missing | Ask for the takyidat list; Article 15/3/(h) requires the listing to state whether restrictions exist |
| Yetki belgesi numarası | Required and missing | Ask for it and check it through the Ministry's certificate enquiry screen |
The two lines carrying the most weight are the two that are not there. A listing of this shape is ordinary in the Alanya market and tells you nothing dishonest; it simply leaves out the three fields that would let a buyer verify the rest without relying on anybody's goodwill.